![[Most Recent Quotes from www.kitco.com]](http://www.kitconet.com/charts/metals/gold/tny_au_en_usoz_2.gif)
Fraud Alert - The CyberSpaceATM (Illegal and Unlicensed Money Transmitter)
Be warned about using the unlicensed money transmitter CSATM (thecyberspaceatm.com) and any ponzi sites accepting this processor. The first reason, there is absolutely *NO* contact detail given anywhere on the website or in the whois information. No address, no phone number, no nothing but an email address (which is worth squat when the site goes down and the operator is laughing at all the fools who trusted him with their money). Use your God given brain and realize E-Gold, Paypal, Webmoney, Alertpay, Pecunix, E-Bullion, etc (even the lowlifes at CEPTrust) all have their real contact address and phone numbers on the site as well as in their whois information.
Second, CSATM is owned and operated by Andy, the scammer behind XLO autosurf (http://www.xlentopps.net) and The Finer Things (http://xlentxtra.com) who cheated members out of hundreds of thousands of dollars, and then sold XLO for $25,000 to master scammer Bob Krimm who shelved the program. Andy’s sole purpose in opening CSATM is to facilitate a “skim mechanism” similar to CEPTrust that is used to process funds for the ponzi schemes that he is currently operating. It seems Andy learned from the clever little Baptist boys at CEP and from Bob Krimm’s Tri-StarMoneyChangers, that a small percentage could be skimmed and pocketed from each and every transaction conducted into his pyramid schemes.
Mark Herpel at Digital Money World blog recently conducted a very well written and interesting two part interview with the *Andy* (who did not give a name and did the interview anonymously) here. In the interview Mark directly asks, “Do you allow your users to work with HYIPS and AutoSurf/Investment programs? Or do you really know what the users are doing with their accounts?” to which the *Andy* openly replies “CSATM works with HYIPS and autosurfs”. Of course it does, there is no other legitimate businesses that would use a money transmitter that does not provide contact details or a support phone number. Again, the similarity to CEPTrust and Tri-StarMoneyChangers is that there are *no* legitimate businesses using any of these ponzi skim processors.
Also be warned that the blogger TDinoz who runs the blog http://tdinoz-td.blogspot.com/ has been promoting Andy’s newest scams (http://www.thefxoffer.com and www.xlotwo.com) as well as CSATM. She was a moderator on the XLO/TFT forums last year and is as much of a “snake in the grass” as Jake Amedee from ASA (Autosurf Authority) who is also currently promoting Andy’s newest scams. Both are not to be trusted as they will promote anything that they are in at the top of the pyramid and push it until it collapses with them well into profit from the ponzi victims. If you want to know what programs, processors and sites to *AVOID*, check ASA or TDinoz blog and run as far and fast as you can from anything they are promoting.
Sorry TDinoz, I used to like you, but the fact you are knowingly promoting a repeat scammer while you were dishing out the lumps to Bob Krimm makes you no better than your fellow Aussie dirtbag Okosh (aka Jacomatt8 and FTW on MMG forums) who was slamming Bob Krimm while promoting the scammers Jason and Stacy from EZSurfnEarn. I find little or no integrity in somebody who slams one scammer while pimping another.
Anyway, you have been warned.
Tags : TheCyberSpaceATM, online fraud, scam, XLO, unlicensed money transmitter
by Optional
WOW…. aren’t you a proper asshole!
I know TDinoz considered you a friend too… god knows why though as you obviously dont even barely know her if you actually think this is even close to the truth..
“is as much of a “snake in the grass” as Jake Amedee from ASA (Autosurf Authority) who is also currently promoting Andy’s newest scams. Both are not to be trusted as they will promote anything that they are in at the top of the pyramid and push it until it collapses with them well into profit from the ponzi victims. If you want to know what programs, processors and sites to *AVOID*, check ASA or TDinoz blog”
YOU have just dropped about 5 notches in my estimation…. YOU can’t be trusted is my analysis of this nasty and incorrect attack.
by C4G
As far as your opinion, you have the right to it. As far as me being “trusted”, I am not taking people’s money with promises of unreasonable returns. In fact, quite the opposite, I’ve been paying my forum members for 17 months now from the advertising revenue.
Regarding autosurfs, they’re all scams. There has *never* been one that didn’t end up screwing members in the end. TDinoz spent quite a lot of time discrediting Bob Krimm (before he actually scammed), now she is promoting Andy from XLO/TFT who is confirmed scammer…
btw, opinions are like buttholes, everyone has ones and they all stink… So when you pull your nose out of your arse, maybe you might find the last few sentences of my post regarding “integrity”, look up that big word in the dictionary and possibly grasp the meaning of it….
Just because Andy contacted his ex-forum mod TDinoz first, and she’s sitting on the top of the pyramid, it seems that would be the reason she feels the need to deceive people as to Andy’s true nature. I could be sitting on the top of XloTwo as well, however, I do have “integrity” and I refuse to promote somebody who lied and scammed members who were extremely loyal like the members who made up the XLO/TFT family of programs.
Go read all the other well-known bloggers: Jude (NoBS), Dolphin, Drunk, DollarsBlog, etc - all the ones who’ve been around alot longer than you and see what they have to say. I just happen to be the most vocal one and I’ll call a spade a spade every time.
Andy lost many people’s trust last year. If he still has yours, have fun… Some people *never* learn from getting their fingers burned.
and it’s not always about cutting a profit…. sometimes the truth hurts, and yeah, I probably could have made some money promoting Andy once again, however, when it means some other poor souls are going to lose in the end, I like to sleep at night with a clear conscience…
In case you try to bring up the fact there are hyip/surf ads on this site, that’s called advertising. you certainly don’t see me promoting *any* programs these days, no will you see me doing that in the future.
and btw, that’s Tdinoz’s referral link on Trammel on the C4G monitor, in fact, the majority of the referral links belong to other forum members who started the threads.
by LSG Blog
[…] The heat is building up after CSATM surfaced out of the blue and started accepting money for some surf programs, well only 1 from what I know of actually. Check out Code4Gold post on the fraud alert for CSATM before you even start using it. We have seen many unlicensed money transmitter getting into trouble before and there are valuable and painful lessons from these events. […]
by Coopersview
Hi C4G,
That is a good post. I don’t know why this Optional guy reacted that way. He is confused about ‘friend” and “ integrity”, unless he thinks one still have to support a friend even though something is just not right. I am like you, very vocal. LOL!
You are right C4G when you summed it up, “TDinoz spent quite a lot of time discrediting Bob Krimm (before he actually scammed), now she is promoting Andy from XLO/TFT who is confirmed scammer…”
That is the important key words.
That TD guy was all over the places attacking Bob Krimm at every single opportunity, even before any wrong doing from Bob Krimm. It makes me wonder just ‘WHY?”
I was fan of Bob Krimm because I had short and sweet experience with 15dailypro. (Bob was the one who taught me how to allocate credits to my site. At that time, I did not even know how to create my site for rotation. LOL!)
But would I promote Bob Krimm again? Of course not, after seeing what people had gone through! If Planet Trust would not come out clean to face their loyal members, would I still follow Jack Cobb? Of course not.
Someone once called that TD guy as a “lapdog” to Andy. That really made me laugh out loud, because someone could come up with such a good description.
That TD guy has no integrity and no gut whatsoever!!
JMV
by KG
I must say, you are indeed a straight shooter. I agree with everything you have written in this post. I admire that you have not sold your soul to anyone for a buck, unlike others.
You have to ask yourself, what is this guy “Andy” (I am sure it is a fake name) is hiding. He thinks he can just put aside all the damage he has done by referring to everything as “being in the past”. I guess whatever crime I commit today, I can forget about it tomorrow, because hey,it’s in the past. Right, try giving the Justice Department that excuse. I can see right through him. He is trying to gain trust again and then turn around and rob everyone again, with no remorse and no apologies.
Tdinoz is a piece of work. She practices “selective” prosecution. Don’t get me wrong, I am no fan of Bob Krimm, but this girl went after him with guns blazing when she was not even a member of his sites. She made such a big deal about the payment processor, but Andy does the same thing, and, of course, its no big deal. Andy and Bob are both scum and are made from the same material, pond scum. I venture to guess this Tdinoz probably has no friends and this scum bag Andy paid attention to her at one time and she is desperate for any morsel of attention to bolster her rock bottom self-esteem so, she promotes this scammer. Remember how she policed his form when she was a moderator, especially after it was public knowledge that he scammed everyone? She has no credibility at all and she is just as guilty as Andy, as she leads the lambs to the slaughter once again.
Please remove the Tramel banner you have that has her member number on it. Please don’t help out this scammer in any way. She is a very sad and very sick person.
Please keep up the fight. No one owns you, and you can’t be bought, and that my friend is rare in this industry.
by Uncle Sam
Dear Code4Gold,
In response to the Carlos’s claim that I will join his blog etalkmoney.com, I
would like to point out that these claims are as far as can be from truth. I do not have and will never have any relation whatsoever with
eTalkNetwork. However, I would like to point out the following:
1. If you could, please remove the hyperlink from your blog to mine, because my
blog no longer exists and it is simply a redirect to etalkmoney, without my
approval.
2. Please warn your readers about this scam attempt and inform them that I am
not responsible for any article posted on etalkmoney under my name (Uncle
Sam).
3. The full story of what has happened is posted on yourunclesams.blogspot.com.
This is not my new blog and I will not be using it anymore. Since I no longer
have a blog to express the truth, I utilized this free service to publish what
has really happened.
Thank you for your cooperation.
Best Regards,
Sam
by C4G
Thanks for all the positive comments. I think people know I had my issues with Bob Krimm, but in all honesty, the story : I joined 15HitsDaily in May 2006, put some money in, when they were offering the free debit card if you upgraded $100 or more, I was all set to go and contacted their support to inquire if the debit card required sending personal information such as drivers license, passport, etc. Evidently Bob’s son Chris replied, but his response didn’t answer my question, and was very amateur, so I decided to hold off. Well, we all know Bob’s site got “hacked”, I had $25 in my account had just cashed out for the first time before the hacking. Bob proceeded to berate me on TalkGold when I questioned the hacking, then he even went so far as to accuse me of hacking him. A month later, Brookie herself personally refunded my initital $25 (to shut me up). By that time, after all of Bob’s foul comments towards me, I became his nemesis.
Andy, on the other hand, I was a loyal member for almost 10 months, had over 50 people in my downline and walked out of that program at a total loss. Not cool for 10 months of support and promoting (I even spent hundreds of dollars on ads on Talkgold and DTM for XLO with my referral link and left XLO’s banner on Code4Gold with no ref link for free of charge). I personally felt responsible for many of my downlines losses which is why I don’t agressively promote programs anymore.
Bob was just a jerk over a lousy $25 but I’m glad he was because I might have caused my friends to lose money with him as well if it hadn’t been for his son’s shoddy support and then Bob’s horrible, egotistical attitude (again, over $25).
Andy, well, he was just a liar, plain and simple. The whole TFT refunds issue, the XLO “surf holiday” that ended in the site being sold to Bob. All of us following XLO *knew* the program had a slow start in 2006, but it was a powerhouse when Andy closed it. 2% for 75 days in reality is only a 50% profit after 75 days, which translates to 0.66% interest per day. Unlike 12DailyPro which members could see as many as 30+ cycles per year, XLO had a maximum of 5. In my opinion, XLO could have last for possibly 5 years. Now Andy wants to run the same deal again?
IMHO Andy should have kept XLO running. It would be the biggest surf program ever. However, Andy *knew* he had to close it and disappear before the SEC or other government agencies caught on.
I am still friends with Tdinoz, however, I still feel she is using poor judgment in promoting Andy a second time around. I felt the same way when the moderator Paul on my forum was promoting Nvus NewDawnArising after his scamming with CompactSurfing. Although I reserve my right to disagree with people, they also have the right to have their own opinions even if they are short sighted.
Heck, I been short sighted many times in this arena, I even trusted InfiniteMultiplicity two times and lost both times… I trusted Dustin from DesertSkyMarketing two time and lost both times. Not to mention I lost over $500 to Jack Cobb because he gained my trust after months of thinking he was full of it.
Oh well, I’ve learned my lessons, after losing over $5000 in autosurfs, never again for me. Lucikly, the hyip arena treated me well so my gains there barely evened out my surf losses.
by yeepage
Theres been alot of unlicensed money changers appearing and going….i pleased to read about your informed update on the matter, i thought about joining Andy’s new site but after seeing the CSATM as only payment processor i stayed away…..
by Mark Herpel
From the CSATM terms: “G5. The value of CSATM monetary credits is expressed in USD. This does not imply that the credits are US currency; this value denomination is provided as a term of reference only.”
Please prove to me and everyone, especially the US Treasury Department how some accounting software, moving make believe digital units called savvy’s, between two points on a digital grid would be considered as operating an illegal money transmitter???
Show me the legal definition of a money transmitter and how CSATM fits into that definition. I don’t believe it does. Thanks.
Mark Herpel
(its not that I disagree with your information on doing business with this person or his deal(s), I don’t know him or his business, but I would like to get it straight on the operation of CSATM and how that is a money transmitter)
by C4G
Thanks for the comment Mark. I’m not a lawyer, nor do I represent any legal agency. The real issue here isn’t what “legal definition” there is to CSATM, the facts are that Andy has scammed people in the past in his ponzi schemes and has setup CSATM as another mechanism to scam people for even more money.
Andy can use any verbage he wants in the CSATM “terms”, however the fact CSATM is used to “transfer money” makes it a “money transmitter”. Esentially, the “make believe digital units” have a not so make believe real value and can be converted to hard currency. It doesn’t take a rocket scientist to figure that one out, and once again, the point of this post was not to dissect CSATM’s operating practices and procedures, this blog post was made as a *Fraud Alert* that a habitual, repeat fraudster is back for another dip.
by Summer time and the living is easy at The Dolphin’s Wink
[…] Code4Gold has a blog post about it dated July 5th and of course, it’s not favorable. The NoBS Forum has a dedicated thread on this subject and they’ve also, from the get go, have Andy’s program in the scam section. […]
by Autosurf Industry News » Blog Archive » Summer time and the living is easy
[…] Code4Gold has a blog post about it dated July 5th and of course, it’s not favorable. The NoBS Forum has a dedicated thread on this subject and they’ve also, from the get go, have Andy’s program in the scam section. […]
by Okosh
what a pathetic case of penis envy you have, i can not believe you even dare to post this crap when you bleed off tg scraps to exist.
sad little man you are
by C4G
Funny comment Okosh. Look who’s bleeding off scraps? You’ve been banned from C4G forums two times, you spam my blog, Spitfire’s blog, Paul’s blog and you’re the one calling somebody else a leech? Again, you’re posting crap here for a lousy backlink to your scammer forum…. Go figure…
by Mark Herpel
C4G, Gotcha, I understand, no worries here. Scams suck.
Mark
by C4G
What I don’t understand is if Vince Kroelin (AlienTrust), Cheryl (BlackGoldSurf) or Jonathan Mikula (Phoenixsurf) showed face again, people whould be all over them like everybody was when George (Muhd from Malaysia) tried to start MFP-PRO. It seems that the people who are autosurf addicts will keep supporting scammers from program to program hoping to get back the money they lost which explains why Andy, Jack Cobb and Nate (BigDaddySurf) can keep starting new programs. Their flunkies are always there hoping to be at the top of the pyramid because they’re in first. The ethical question that comes to mind, for me, is how can one justify earning money knowing well that others will lose, namely the newbies. Much less allowing these thieves to keep pilfering for a living.
Oh well, CEP finally got what they had coming to them, Bob Krimm will get his soon and hopefully the authorities will catch up with Andy and put him where he belongs.
The only thing is that now C-Gold propieters have shown their ties to Andy and his scamming so that kills two birds with one stone in my mind.
by Annel
It happens again and again
Let’s call it their real names - THIEVES
What is irritates me, how fast people forget what they did in the past and I have no idea what they account for. It just above my understanding.
Those who do remember and still promote such “things” (using this word makes me polite enough) I consider thieves too, no difference.
Anyway, thanks for your input, some people may save their money, time and nerves.
Respect,
Annel
by KD
HEY SCAMMER ADMIN ANDY WHERES ALL THE MONEY YOU STOLE FROM THEFINERTHINGS AND XLO ,PERHAPS YOU FORGOT YOU MADE PEOPLE FOLLOW YOU AROUND FOR OVER A MONTH RIGHT AFTER CHRISTMAS ,REMEMBER YOU CLAIMED TO HAVE A REBOUND AND TO PAY EVERYONE FROM FINERTHINGS YOUR A LOWLIFE SCAMMER I REPORTED THIS NEW SITE TO THE SEC AND THE FBI , MEMBERS BEWARE ITS GOING DOWN.
http://www.asamonitor.com/forum/ = A SCUMHOLE. TD IS SCAMMER HELPER BUMPING ANDYS THREAD. YOU SUCK TDINOZ.
by C4G
Thanks for the comment Annel. Haven’t seen you around this arena in quite a while. I think the one thing people like Andy overlook is that some of us actually referred our friends and famalies into his program only to get scammed. It’s one thing to lose your money to a scammer but when you have to look your friends or family in the eye and explain where their money went it’s not such an easy thing. I know 12DailyPro created a similar situation between uplines and downlines, but Andy is no better than 12DailyPro or the CEP people.
by Dollars Blog
Thanks for the information. I haven’t been keeping up on all these new processors
by Walter Victor
Wow, a lot of information to take in here. Will definitely be careful in the future with whom I deal with. Thanks for the read…
by st
I have to agree with C4G as I have been scammed by Andy’s XLO & TFT. I wouldn’t have invested a lot of money in them if I had not trusted Andy who had deceived us with his so-called “promise” which he didn’t keep.
These statements were extracted from his forum:
“ALL spends (all existing/outstanding ones + all new ones) will be paid in full as of January 31.
To be clear - no more TFT payouts till Jan 31 then EVERYONE gets paid.”
When 31st Jan arrived NO ONE got paid. How can ANYONE trust that SCAMMER Andy again? I would stay as far away as possible from any of his programs & thanks to C4G for informing us about his programs.
by Matias
Bravissimo, Code4Gold! Great article!
by Tanya
It looks like Dave was right about Andy and his flunkie Tdinoz. Andy just scammed everybody again right before Christmas and that lying bitch from Australia is still pimping his lies at ASAMonitor.com (the center of all ponzi and pyramid schemes). I wonder why the SEC or FTC don’t shut that shithole ASA down already. I also noticed the ponzi-whore Gail (TDinoz) is now a moderator at Talkgold.com (yet another ponzi promotion forum). Where is the government to act on getting rid of these scum forums that allow these asshole scammers to run free. WTF was the point of busting 12dailypro or CEP when they let the biggest scammers run loose? Maybe the government is in on the take and need places like ASA and talkgold so they know where to bust and grab idiots (like me) money and hand it out to the lawyers.
Tdinoz - screw you whore. You will get your bad karma in the end for aiding scammers.
by Jill Oakes
Tdinoz is a really base person. She’s doesn’t even understand what she’s doing iw wrong. I wonder what her buddy/partner in crime Okosh, a fellow Aussie, now turned “scam buster” thinks about his fellow Aussie pimp-ette.